An insurance policy provides you with a certain amount of coverage as soon as you begin paying premiums and as soon as any waiting period has been completed. Paying for insurance is a way of paying for protection in the event of property loss or damage or physical injury. While some coverage is required (by law or a mortgage company), most insurance is optional, but highly recommended.īe sure to compare insurance quotes instantly using our FREE tool above.
These are some of the questions we need to ask ourselves when we research insurance policies. In theory, we could save our money and put it away over time in anticipation of a "what if." But, what if that "what if" happens tomorrow? Could you afford to fix your car or your home? Would you be able to pay doctor's bills?ĭo you have enough in savings to cover yourself in the event of an emergency - of any kind? We need homeowners insurance if we have a mortgage. We should buy renters insurance if we have belongings we want to protect. We have to buy car insurance if we need or want to drive anywhere.
So many choices so many things to consider.
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